Calculators

Welcome to the Financial Funfair,

where calculators come alive to rescue you from money mayhem!

Meet the Amortization Calculator, your loan genie for smooth repayment plans.

Next, the Car Payment Calculator, your ticket to the whimsical world of vehicle finance.

Get mesmerized by the Compound Interest Calculator, your wizard for wealth multiplication.

Laugh along with the Debt to Income Calculator, your comedy club companion in financial fitness.

And don’t forget the Simple Mortgage Calculator, your humble guide to homeownership adventures!

Step right up and let these calculators turn your financial frowns upside down!

Amortization Calculator

Amortization is like when you buy a really expensive sandwich, but instead of paying for it all at once and feeling the financial punch immediately, you spread the cost out over time. So, instead of your wallet screaming in agony as you hand over a wad of cash, it just gives a little whimper every month until you’ve paid for the entire sandwich…and maybe even forgotten how delicious it was by the time you’re done! It’s like stretching out the pain of paying for that pricey lunch so it doesn’t hurt as much all at once.

 

CALC - Amortization Calculator
$
%
%
years
years
Payment period must be less than Amortization term!

Totals

$

$

$

$

$

$

$
(optional)
Car Payment Calculator
A Car Payment Calculator is like your financial crystal ball for car shopping. It’s the magic wand that tells you how much that dream car of yours is going to cost you every month, complete with interest rates and all that jazz. Think of it as your own personal wizard that predicts the future of your bank account, so you can avoid any unpleasant surprises and maybe even have a laugh or two at the outrageous numbers it throws your way!

CALC - Car Payment Calculator

Purchase Details

$.00
%
3.5
60
$.00
$.00
$.00
$.00

Loan Calculation

$

$

$

$

$

$

$

$
(optional)
Sending
Compound Interest Calculator
Compound interest is like the fairy godmother of your savings account, sprinkling a little bit of extra magic on your money every period. It’s the ultimate “more bang for your buck” deal – your money earns interest, and then that interest earns interest too! It’s like planting a money tree and watching it grow exponentially while you sit back and enjoy the show. So, compound interest isn’t just your average interest; it’s interest on steroids, making your money work harder than a squirrel in a nut factory!

CALC - Car Payment Calculator

Purchase Details

$.00
%
3.5
60
$.00
$.00
$.00
$.00

Loan Calculation

$

$

$

$

$

$

$

$
(optional)
Sending
Debt to Income Calculator
Debt to Income is like stepping on a scale to see if you’ve had too many financial cupcakes. It’s basically a ratio that tells you if you’re carrying around too much debt compared to how much money you’re raking in. Think of it as your wallet’s way of saying, “Hey buddy, maybe lay off the spending a bit; you’re starting to look like a doughnut!” It’s a funny little reminder that maybe it’s time to cut back on the splurging before your wallet starts crying for mercy!

CALC - Debt to Income
$
$

%
Excellent! While you should pay off your debt as soon as possible, this debt to income ratio should allow you to live the lifestyle you want without major constraints.
Healthy. You should avoid incurring more debts, and might have a problem getting approved for a mortgage or yet another loan. Still, you are in a relatively good situation.
Troubling. You probably won't get approved for any additional loans; you should start working on a plan that will help you reduce your debts.
Dangerous. Such a debt to income ratio indicates financial trouble. You should devote as much money and energy as possible to pay off your loans.
Extremely Dangerous. More than half of your income is used to pay off debts and mortgages. If you're not following a strict payment plan yet, don't hesitate to consult a financial advisor and get professional help.
(optional)
Simple Mortgage Calculator
A mortgage is like renting your dream castle from a grumpy old dragon called the bank. You get to live in this magical fortress, but instead of paying rent every month, you’re gradually buying it from the dragon over time. It’s like saying, “Hey, Mr. Bank Dragon, let me stay in this castle now, and I’ll pay you back in tiny chunks for the next few decades.” Just make sure to keep the dragon happy by feeding it those monthly mortgage payments, or it might breathe some fiery financial trouble your way!

CALC - Simple Mortgage Calculator

Input

$.00
4%
0%20%
30years
1years50years

Monthly Mortgage Payment

(optional)

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